

With that in mind, I decided to shop around for homeowners first and foremost, then use the quotes I received to decide if making the switch might be worth it - or not. We have also had a $2 million umbrella insurance policy for the last few years, which complicates matters even more.īut in recent years, we've sold our two rental properties, so we're back down to the basics of homeowners insurance, auto coverage, and umbrella insurance. Plus, I not only had my primary residence insured with Allstate, but also two rental properties and a car. I've definitely had the chance to save money by switching providers over the years, but I've never found a big enough discount to go through all the trouble.

I have been an Allstate homeowners insurance customer for more than 20 years, and that's despite the fact I have shopped around for new coverage options several different times. By clicking ‘Sign up’, you agree to receive marketing emails from InsiderĪs well as other partner offers and accept our
